NACA home save program is the solutions NACA provides to restructure your home mortgage by reducing the interest rate thus help you reduce mortgage payments. The NACA home save program is not the same as refinance, which need the eligibility investigation for a fresh loan, like your credit scores, property values. The program concentrates on the home mortgage structure itself, by optimizing the interest rate and mortgage principal, you will be able to save sans mortgage criteria eligibility restrictions.
NACA Home Save Program Guide
NACA has conclusively shown that when working people get the benefit of a prime rate loan, they can resolve their financial problems, make their mortgage payments and become prime borrowers. NACA’s track record of helping people who have credit problems become homeowners or refinance out of a predatory loan debunks the myth that high rates and fees are necessary to compensate for their “credit risk.”
NACA has established a structured process to help you refinance and reduce home mortgage. The process is based on your intimate file on NACA website, that is called NACA.com web file. You can set up your own web file by either attending a NACA workshop and then have a phone counseling session to submit your file to the representative or doing your Web-submission sans attending a workshop if you are not available for the workshop, you will receive your NACA Member ID and password to access your NACA.com web file.
When your NACA account is set up, you can access on the homepage under Member is your intimate page to obtain the status of your file, make appointments and next steps. Access you Web-File on www.naca.com by selecting web-file/status under NACA Member. Put in your NACA ID and password. Your Web-File is continually updated and is the most effective way to stay informed and on your next steps. Please utilize your web-file for updates and next steps prior to calling a department or a Member Services representative. Remember, any issues need to be addressed by calling a Member Services Representative at 1-888-404-6222 option 5 on the main menu rather than the local NACA office. If you are beginning the process take the very first step by attending a workshop now.
NACA has established a process to help you join the home save program, you need to set up your NACA membership account with web file, the document to help NACA understand your home mortgage situation and what they can help based on their practices with thousands of clients.
You can join them by clicking the “Volunteer” button at the top of the NACA website. Then you will be asked to provide some information including:
- First Name, Last Name
- Home Phone
- Address, Zip Code
- Comment (Other abilities you would be willing to offer)
Leave your message if you have any question with NACA home save program.
The Neighborhood Assistance Corporation of America (“NACA”) is a non-profit, community advocacy and homeownership organization. NACA’s primary objective is to build strong, healthy neighborhoods in urban and rural areas nationwide thru affordable homeownership. NACA has made the wish of homeownership a reality for thousands of working people by counseling them honestly and effectively, enabling even those with skimpy credit to purchase a home or refinance a predatory loan with far nicer terms than those provided even in the prime market.