Apply for Bank of America MyAccess Checking Account

It is good to know the difference inbetween a checking account and a saving account for it will help you to choose the best account type fit for you and your family.

Saving account:

  • As the name suggests, the primary purpose of a saving account is to save money for emergency, for future purchases, or for investment.
  • Compared with the checking account, a saving account has a higher interest rate.
  • The number of withdrawal per month is limited and may charge fee for too many withdrawals.

Checking account:

  • The checking account is more fluid because it is for everyday money transactions such as paying bills and making purchase. You can write checks with a checking account.
  • It earns little or no interest.
  • The checking account has few or no confinements on the number of withdrawals or checks per month.
  • Usually checking account users have to keep a minimum balance or make direct deposits many times a month in order to qualify.

Many banks in America provides customers with the service of applying for a checking account online, which is very effortless and convenient. Take Bank of America as an example. In addition to Easy Rewards Program to love benefits.

Bank of America MyAccess Checking Account Benefits

  • No monthly fee if each month you make at least one direct deposit of $250 or maintain an average daily balance of $1,500 or more. Otherwise, you have to pay $12.00 monthly maintenance fee.
  • Students under age of 23 are eligible to have the monthly maintenance fee waived.
  • Access lightly with online banking and mobile banking app. Customers can check account balances, transactions and lightly transfer funds inbetween accounts via online banking or smartphone or tablet.
  • Withdraw or deposit at thousands of ATMs.
  • Set up alerts to notify you about significant activities in your accounts.

How to Apply for Bank of America MyAccess Account

  1. Open a Bank of America account online is ordinary and should only take a few minutes. If you already have an account, you can refer to the ordering check help center for assistance when you encounter some problems.
  2. Visit Bank of America MyAccess application page.
  3. Click on “Open Now” button to continue. Besides, browse the detailed benefits and fee information carefully.
  4. Check your choice and click on “Go to application” button.<

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