It is common that banks attempt every means possible to rip off customers for various fees. You can hardly find a credit card that has no late fees, no penalty rate, and no annual fee. So you may be a little astonished when it truly happen. Yes, there is a card with all those features, and more. To some extent, this seems too good to believe, but it’s real.
Citi Simplicity Card Instructions
No one likes paying fees to banks, so you don’t need to. The Citi Simplicity Card is fairly nice on this, with which you can love the following benefits:
- No late fees. It is frustrating when you are charged a late fee, particularly if you are late by just a day or two! With Citi Simplicity Card, you can relieve yourself for that since it has no late fees.
- No penalty rate. For a cardholder, no late fees is good if not good enough, no penalty rate may make that up.
- No annual fee. Many banks are now suggesting credit card with no annual fee, I see no reason why the Citi Simplicity Card will keep it.
- Price Protection. If benefits above are not attractive enough, this one indeed excel. It covers you if the advertised price of an eligible item you bought drops in price within 60 days. Citi will refund you the difference in price, up to $250. Though subject to some rules with this, for instance, this is not applicable to internet purchases, but as a fee benefit, there are chances that you may use it some day.
- Retail Purchase Protection. It covers you if you buy an eligible item, but it is bruised or stolen within the first-ever 90 days. There’s up to $1,000 in protection per claim.
- Citi Private Pass. It is a free perk that permits you to access pre-sale tickets for various concerts, sporing events, etc.
With so many benefits, it would truly be too good to be true if the Citi Simplicity Card has prizes program. So you should not be disappointed when you know this, it has no prizes program.
To begin applying for a Citi Simplicity Card, you must be over 18 years old, inclusive, you must have a valid Social Security Number and need to take the following five steps.
- Enter your information. Personal Information and Employment & Financial Information are both required to offer. Agreements and Terms & Conditions are listed for your convenience and consent.
- Verify information. To check the information you packed in.
- Approval status.
- Add card options.
- Final summary.
After application, you can
Besides, it’s of fine importance to learn about Citi Simplicity Card
- In need of Technical Assistance, please call 1-800-347-4934.
- If you want to learn about Your Credit Card Account, please call 1-800-950-5114.
- If you are outside the US, Canada and Puerto Rico, you should call Collect at 605-335-2222.
- In request of TDD/TTY for the Hearing Impaired, you can call 1-800-325-2865.
- To get access to Internet Security Specialists, please call 1-888-285-9696.
- Once you receive Suspicious Emails, you can report them to [email protected]
You can apply a Citi Simplicity Card at
Citibank is the consumer banking division of financial services multinational Citigroup, which provides various financial products and services, including consumer banking and credit, corporate and investment banking, securities brokerage, wealth management and more.